Vineyards

Tailored for you

Running a vineyard has specific risks unlike almost any other business. From the potential devastation of springtime frost to problems during transportation or bottling, you need to know that these possibilities are properly protected.

We are a Silver Patron of the UK Vineyard Association (UKVA) and a member of the South East Vineyards Association (SEVA). We have been working with the English Wine Consultancy and the UK wine industry to develop our Vitisure policy, providing you with specialist cover backed by experts who understand your business.

Vitisure® Insurance for UK vineyards & wineries

Our specialist Vitisure® Insurance policy offers comprehensive protection including:

VitiSure
  • Cover for your property, machinery and stock, including extended definitions for wine and contract wine stock 
  • Bespoke Business Interruption Cover – helping your business get back on track in the months or even years it may take following an adverse event like frost damage
  • Cover for your property held by third parties and/or third party property at your premises under your custody 
  • Protection for your stock whilst in transit in the UK and overseas
  • Environmental Impairment Liability Cover included as standard
  • Optional cover for Storm & Hail damage to crops and Excise Duty payable following a stock theft

Additional protection for your business

Our experienced team can also help you manage the financial and health and safety risks associated with managing a UK vineyard:

  • Facilities to arrange financial guarantees required by HMRC
  • Risk Management Services – assistance with your Health & Safety, Business Continuity Planning and general Risk Management – sometimes part-funded by the insurer
  • Contract Review to check that your vines, grapes and wine are all properly protected, from planting to wholesale or retail sale.

To find out how we can protect your vineyard or winery or to review your existing insurance arrangements, please contact Neil.