Motor Trade

Protection for your dealership

With margins in the UK motor trade under constant pressure, you need your insurance to work harder, providing proper protection at minimum cost.

From national dealerships to regional players, we are an experienced broker with a long track record in getting the best deals for the right cover. 

Crucially, we can work in partnership with you to proactively manage risk, minimising premiums and reducing claims year-on-year.

Some of our clients


Better value Motor Trade Insurance 

We will create a package of cover to precisely match your needs, which might include:  

  • Public, Employer, Haulage/Motor, Property, Business Interruption and Professional Liabilities
  • Risk Management services to help you to improve your health and safety performance with an initial audit, practical tips, training, analysis of claims, implementing cameras in vehicles and more. We can often secure part-funding from the insurer for this work
  • Trade Credit Insurance to protect against protracted customer payment or payment default
  • Charging on a fee basis rather than commission, potentially saving you significant sums and reducing the Insurance Premium Tax (IPT) you pay

In-house support you can rely on 

Our in-house Claims team are here to support any claims you may have, assisting you to get fair and quick settlements on your behalf. 

Since Sutton Winson’s appointment in 2014 we have benefited from cover enhancements and have received significant monetary contributions from our insurers, predominantly towards IOSH accredited Managing Safely training for nearly all of our management team. With an improved understanding of risks and how to mitigate them we have seen our claims experience continuing to improve, which has manifested itself in the reducing overall cost of insurance.

Andrew Sparshatt

Managing Director of Sparshatts of Kent Ltd

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