Sutton Winson

Vineyards Insurance Scheme

Vineyards Insurance Scheme

VitiSure, design specifically for the English wine industry. 

Sutton Winson has been working with the English Wine industry since 2011 to fully understand the unique risks faced by growers and producers, from start ups to the well established. The result is an exclusive policy that responds to the specific risks you are facing, many of which are not covered by a standard insurance policy.

This scheme not only covers Vineyards and Winery's but can be extended to include cover for:

  • B&B's
  • Events; corporate, private & weddings.
  • Retail shops
  • Cafe's & Restaurants
  • Farming
  • Environmental Liability 
  • Agricultural vehicles
  • Home Building / Contents
  • Personal Accident and/or Sickness
  • World Wide Travel 

Wine making can suffer significantly from a large unforeseen event and the product cannot always be immediately replaced. Therefore, it is important to receive correct advice and have the right cover in place.

The key features of VitiSure include:

  • Cover for your property, machinery and stock, including extended definitions for wine and contract wine stock 
  • Bespoke Business Interruption cover – helping your business get back on track in the months or years following an adverse event 
  • Cover for your property held by third parties and/or third party property at your premises under your custody 
  • Protection for your  stock whilst in transit in the UK and overseas
  • Environmental Impairment Liability cover included as standard
  • Optional cover for Storm & Hail damage to crops and Excise Duty payable following a stock theft
  • Facilities to arrange financial guarantees required by HMRC
  • Risk Management services - assistance with your Health & Safety, Business Continuity Planning and general Risk Management

We are continually developing solutions for risks faced by the industry, which are supported by key industry figures. We are a member of the South East Vineyards Association (SEVA) and work with leading consultants such as Alistair Nesbitt of Climate Wine and the English Wine Consultancy.

To find out how we can protect your business or to review your existing insurance arrangements, please contact Terri on [email protected]  or call 01444 25 11 64.