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Don't get caught out! - make sure your Fleet is fully covered

14 March 2016


What is Guaranteed Asset Protection (GAP) cover?

GAP insurance provides a financial benefit for a guaranteed up to 25% above the Motor insurer’s settlement.

In the event of a write-off most insurers will settle the claim on the market value of the vehicle at the time of the loss. This can be significantly lower than the outstanding amount due under the lease agreement, which can leave you with a bill you had not budgeted for.

How much does GAP Cost? 

More affordable than you might think! Sutton Winson has designed a scheme, underwritten by a major insurer, that will provide you piece of mind at the most competitive premium. 

We’ve been out and tested our premiums on an individual vehicle basis and here were the results:

  1. £40,000 Landrover = Sutton Winson were 69% cheaper!
  2. £32,000 Mercedes = Sutton Winson were 56% cheaper! 

You will receive further discounts for fleets of 5 vehicles and above.

And we have just extended our scheme to include non-leased vehicles. So, if your vehicles are owned and less than 10 years old, you are also guaranteed up to 25% above the insurer’s settlement value.

So regardless as to whether or not you lease don’t wait and speak to your current Team or Matt Eastwood on 020 8891 8529 or email

Categories: Commercial Insurance

Matt Eastwood

Matt Eastwood

Matt is the principal contact for Motor Fleet underwriting enquiries. 

work 0208 891 8529
Matt Eastwood

Matt Eastwood

I joined Sutton Winson in 1991 and am an associate member of the Institute of Car Fleet Managers, a Chartered Broker and specialise in Fleet Risk Management. I’ve enjoyed broking and claims management roles and therefore bring particular skills in connecting claims management to risk improvement with resulting premium reductions.

I have extensive knowledge of both domestic and international fleet insurance and support clients from a wide range of industries, including one of the UK’s largest privately owned fleets.

work 0208 891 8529

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