What makes a great broker?

Good is no longer good enough

...that was the message received from insurance buyers. Being a good listener, possessing an operational understanding of the customer's business, delivering a prompt service, having specialist...

Legal update – The Register of People with Significant Control

05/04/2016 |

Categories: Commercial Insurance

On the 6th April 2016 new legislation will be enacted called Register of People with Significant Control Regulations 2016. 

All limited companies must keep a public register detailing those with “significant control” over the...

Subsidence, its causes, solutions and how to financially protect your club

02/04/2016 |

Categories: Bowls & Racquets

So what is subsidence? 

It's a lowering or collapse of the ground, which can be triggered by a man-made disturbance, such as: building works, a change in drainage patterns, usually caused by damaged drains or a leak, heavy rain...

Could ‘Cyber Re’ become a reality?

22/03/2016 |

Categories: Commercial Insurance, Risk Management

In a political environment in which the role of government is reducing, is there a place for intervention in the availability of Cyber insurance? 

When the basics of a functioning market have failed, previous interventions have...

How to mitigate another IPT increase by George

17/03/2016 |

Categories: Commercial Insurance

George Osborne has delivered an increase in the Insurance Premium Tax to 10%. 

There are various ways that Sutton Winson recommends to mitigate your premium and IPT.

Fee not Commission

Ask your broker to switch to a fee basis...

Are your insurers admitting and accepting liability claims rather than defending them?

16/03/2016 |

Categories: Commercial Insurance, Risk Management

Our clients encounter a frequent frustration where a settlement of seemingly ‘no fault’ claims or reported incidents are subject to unexplained claims reserves.

Why does this happen?

Lack of formal systems and processes in an...

The Secret World of an Underwriter - Am I a good or bad risk?

15/03/2016 |

Categories: Risk Management, Commercial Insurance

How good is an Underwriter's crystal ball? How likely am I to make a claim and how do insurers rate me as a risk? These are questions that most would really like to know and so let's give you a peek behind the Underwriter's desk. ...

Don't get caught out! - make sure your Fleet is fully covered

14/03/2016 |

Categories: Commercial Insurance

What is Guaranteed Asset Protection (GAP) cover?

GAP insurance provides a financial benefit for a guaranteed up to 25% above the Motor insurer’s settlement.

In the event of a write-off most insurers will settle the claim on the...

Changes in your business required by 1st April

14/03/2016 |

Categories: Commercial Insurance

Modern Slavery Act - what does it mean for your business?

Everyone remembers the public outcry when Primark was exposed for using cheap labour in their supply chain, as well as not providing safe working conditions.The reputation...

New Legislation to bring down your insurance costs

04/03/2016 |

Categories: Commercial Insurance, Risk Management

Good news for motorists and corporate buyers.

Policy holders will be pleased to learn that a new law is being introduced that could wipe £50 off every car Insurance Policy, and £1,000s off company's Employers & Public Liability...

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