News

Your legal obligations for Fire Safety

In this short article I intend to consider the fire risk issues from a business perspective, helping you to understand what type of businesses might be affected, what the current and potential future regulations obligate a...

Health & Safety - Update on Fines

The new sentencing guidelines issued in February 2016 will ensure that these levels of fines will be more common for larger organisations. Fines are now linked to the size of an organisation and their level of assets. The heaviest...

What makes a great broker?

Good is no longer good enough

...that was the message received from insurance buyers. Being a good listener, possessing an operational understanding of the customer's business, delivering a prompt service, having specialist...

Could ‘Cyber Re’ become a reality?

In a political environment in which the role of government is reducing, is there a place for intervention in the availability of Cyber insurance? 

When the basics of a functioning market have failed, previous interventions have...

Are your insurers admitting and accepting liability claims rather than defending them?

Our clients encounter a frequent frustration where a settlement of seemingly ‘no fault’ claims or reported incidents are subject to unexplained claims reserves.

Why does this happen?

Lack of formal systems and processes in an...

The Secret World of an Underwriter - Am I a good or bad risk?

How good is an Underwriter's crystal ball? How likely am I to make a claim and how do insurers rate me as a risk? These are questions that most would really like to know and so let's give you a peek behind the Underwriter's desk. ...

New Legislation to bring down your insurance costs

Good news for motorists and corporate buyers.

Policy holders will be pleased to learn that a new law is being introduced that could wipe £50 off every car Insurance Policy, and £1,000s off company's Employers & Public Liability...

The World of Risk

Introduction

For those who followed the World Economic Forum in Davos, the week always provides a fascinating insight into the minds of our top business leaders and politicians.

From Brexit to China’s debt issues, migration to...

3.5% increase to your insurance costs

In the 2015 budget, the Government announced an increase in the rate of Insurance Premium Tax (IPT) from 6% to 9.5%.

What does it mean for you:

IPT applies to the majority of insurance policies. With effect from 1st November...

The Ladder Exchange

Did you know that businesses can exchange their old or damaged ladders and receive a new one with up to a 50% discount?  It is called ‘The Ladder Exchange’.

The scheme aims to reduce the number of falls caused by faulty ladders...